Combined equity built: $640,000 in under 3 years across three states.
Property 1, Perth (WA), off-market, subdivision potential
Property 2, Rockhampton (QLD), off-market
Property 3, Corio, Geelong (VIC), SMSF
Ravikumar is a Sydney-based investor who walked in with a clear multi-property plan from day one. Analytically minded and finance-savvy, he wanted a buyers agent who would actually engage with the data rather than just hand him a shortlist. Over three purchases he built a portfolio across three states, two properties in his personal name and one through his SMSF, each one sequenced to optimise his lender positioning and equity release.
Perth came first in December 2023 as the core capital growth play, an off-market buy around 12km from the CBD chosen not only for a heated market but for genuine subdivision upside, an asset with a second lever to pull. Rockhampton followed in mid-2024, targeting yield and diversification into a Queensland market with tightening fundamentals, secured off-market as a four-bedroom home. Geelong came last, bought through the SMSF in late 2025, a Victorian market with strong owner-occupier demand and infrastructure investment providing a stable growth floor.
Three buys, three results. Perth has been the standout, climbing from $540,000 to $950,000, a 76% gain and $410,000 of equity, with subdivision upside still in reserve. Rockhampton added $180,000. The most recent buy in Geelong has already put on $58,000 in its first eight months. Combined, that is $640,000 of equity in under three years across three states and two ownership structures, and the portfolio is now generating meaningful passive income.
Ravikumar's portfolio is what consistent execution looks like. He never tried to time one perfect purchase. He kept making smart, data-backed moves across different markets, used both personal and SMSF structures, and let the growth compound. Off-market access, development upside, an infrastructure-backed regional market and a growth-corridor SMSF asset, four different angles, one disciplined plan, and a portfolio most investors would take a decade to assemble.
